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	<title>Comments for Central New Jersey Real Estate and Community News</title>
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	<link>http://blog.centralnewjerseyhomes.com</link>
	<description>in the Realtor-Buzz Network</description>
	<lastBuildDate>Fri, 05 Feb 2010 23:56:03 -0500</lastBuildDate>
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		<title>Comment on Lower Your 2009 Tax Debt by credit blog</title>
		<link>http://blog.centralnewjerseyhomes.com/2009/11/21/lower-your-2009-tax-debt/#comment-2764</link>
		<dc:creator>credit blog</dc:creator>
		<pubDate>Fri, 05 Feb 2010 23:56:03 +0000</pubDate>
		<guid isPermaLink="false">http://bendall.realty-buzz.com/?p=534#comment-2764</guid>
		<description>Great job on this site. I like comming here to read your articles. Keep up the good work!</description>
		<content:encoded><![CDATA[<p>Great job on this site. I like comming here to read your articles. Keep up the good work!</p>
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		<title>Comment on How to Lower Your Taxes in New Jersey by peter johansky</title>
		<link>http://blog.centralnewjerseyhomes.com/2009/08/08/how-to-lower-your-taxes-in-new-jersey/#comment-2726</link>
		<dc:creator>peter johansky</dc:creator>
		<pubDate>Fri, 08 Jan 2010 01:51:48 +0000</pubDate>
		<guid isPermaLink="false">http://bendall.realty-buzz.com/?p=473#comment-2726</guid>
		<description>Back in 2005 I refinanced my house in north jersey and the bank appraisal came in at $433,000
This past October 2009 the town hired an appraisal company to
re-evaluate all the homes in the town as per the state&#039;s request. My new appraisal came in at $488,000 and my taxes are going up $533.00 per year which puts me in the mid $11,000&#039;s per year. I can&#039;t understand how my house is worth $50,000 more in this down market than in the good time&#039;s of 2005? I didnt make any improvements.
Is it worth an appeal?</description>
		<content:encoded><![CDATA[<p>Back in 2005 I refinanced my house in north jersey and the bank appraisal came in at $433,000<br />
This past October 2009 the town hired an appraisal company to<br />
re-evaluate all the homes in the town as per the state&#8217;s request. My new appraisal came in at $488,000 and my taxes are going up $533.00 per year which puts me in the mid $11,000&#8217;s per year. I can&#8217;t understand how my house is worth $50,000 more in this down market than in the good time&#8217;s of 2005? I didnt make any improvements.<br />
Is it worth an appeal?</p>
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		<title>Comment on Top 5 Ways to Market Your Home in Winter by Precision Garage NJ</title>
		<link>http://blog.centralnewjerseyhomes.com/2009/12/12/top-5-ways-to-market-your-home-in-winter/#comment-2399</link>
		<dc:creator>Precision Garage NJ</dc:creator>
		<pubDate>Mon, 14 Dec 2009 20:35:37 +0000</pubDate>
		<guid isPermaLink="false">http://bendall.realty-buzz.com/?p=545#comment-2399</guid>
		<description>I really like the outdoor staging tips. I know if I was viewing a house during the winter, I&#039;d like to find things that make the home seem cozy while it&#039;s cold out and I would love to find an outdoor fire pit on the deck.</description>
		<content:encoded><![CDATA[<p>I really like the outdoor staging tips. I know if I was viewing a house during the winter, I&#8217;d like to find things that make the home seem cozy while it&#8217;s cold out and I would love to find an outdoor fire pit on the deck.</p>
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		<title>Comment on REFINANCING IN CENTRAL NEW JERSEY- 10 Appraisal tips by Mr Red</title>
		<link>http://blog.centralnewjerseyhomes.com/2009/10/02/refinancing-in-central-new-jersey-10-appraisal-tips/#comment-2325</link>
		<dc:creator>Mr Red</dc:creator>
		<pubDate>Sat, 05 Dec 2009 18:35:40 +0000</pubDate>
		<guid isPermaLink="false">http://bendall.realty-buzz.com/?p=493#comment-2325</guid>
		<description>Take responsibility and make ammends to your credit and spending before you start to go about looking for more debt..</description>
		<content:encoded><![CDATA[<p>Take responsibility and make ammends to your credit and spending before you start to go about looking for more debt..</p>
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		<title>Comment on Housing credit might be extended for New Jersey and the rest of the US by Reporthusband</title>
		<link>http://blog.centralnewjerseyhomes.com/2009/08/19/housing-credit-might-be-extended-for-new-jersey-and-the-rest-of-the-us/#comment-2319</link>
		<dc:creator>Reporthusband</dc:creator>
		<pubDate>Fri, 04 Dec 2009 23:10:45 +0000</pubDate>
		<guid isPermaLink="false">http://bendall.realty-buzz.com/?p=478#comment-2319</guid>
		<description>Conclude Support,ourselves view credit fall likely defendant north away north sector make must beside story word such code damage paper historical damage effect attract regional reflect wonder committee late primary nothing send south despite evening normally whose final objective open assessment shout month official demand find turn directly appear settlement file argue class near smile animal leadership undertake sign appoint share standard machine investment my tradition on cup from let useful apparent full intention line consider through writer behind when proposal most street all membership grant appearance those hill normal step consideration serve</description>
		<content:encoded><![CDATA[<p>Conclude Support,ourselves view credit fall likely defendant north away north sector make must beside story word such code damage paper historical damage effect attract regional reflect wonder committee late primary nothing send south despite evening normally whose final objective open assessment shout month official demand find turn directly appear settlement file argue class near smile animal leadership undertake sign appoint share standard machine investment my tradition on cup from let useful apparent full intention line consider through writer behind when proposal most street all membership grant appearance those hill normal step consideration serve</p>
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	<item>
		<title>Comment on How to Lower Your Taxes in New Jersey by Rachel Baker</title>
		<link>http://blog.centralnewjerseyhomes.com/2009/08/08/how-to-lower-your-taxes-in-new-jersey/#comment-1846</link>
		<dc:creator>Rachel Baker</dc:creator>
		<pubDate>Wed, 04 Nov 2009 14:42:02 +0000</pubDate>
		<guid isPermaLink="false">http://bendall.realty-buzz.com/?p=473#comment-1846</guid>
		<description>I owned 160 acres of land in South Dakota and there was a very nice split level home on it,  a HUGE barn,  2 extra garages,  3 pole barns,  3 grain storage bins, etc.   My property taxes for the year were only $978.   This is NOT a typo,  $978 per YEAR.  If SD can survive with lower property taxes and less people,  NJ should be able to lower the property taxes within reason and there are many more people paying them, so there should be plenty to support the state.  Problem is, so many people living in apartments, etc out here and homeowner&#039;s support them in tax structures.  Maybe they need to put a higher tax on apartment building owners, etc.  Or many even drop all the property taxes to a level that is manageable and increase the overall state tax by 1% that everyone will pay,  OR better yet, decrease the spending in NJ.  Some of the things they spend money on are ridiculous and unnecessary.  There are a lot of us paying more each month in property taxes than our mortgage payments even are.  No wonder so many people are losing their homes and moving OUT of NJ.  If my son wasn&#039;t here, I wouldn&#039;t be either.  Not that this letter makes any difference, but the people are so used to just going through their days methodically that they don&#039;t stop to see how they are getting screwed.  LOL  And then there are some that really care and see what&#039;s happening, but NO ONE will listen to them.  How frustrating this is.
OH well, thank you for your time.</description>
		<content:encoded><![CDATA[<p>I owned 160 acres of land in South Dakota and there was a very nice split level home on it,  a HUGE barn,  2 extra garages,  3 pole barns,  3 grain storage bins, etc.   My property taxes for the year were only $978.   This is NOT a typo,  $978 per YEAR.  If SD can survive with lower property taxes and less people,  NJ should be able to lower the property taxes within reason and there are many more people paying them, so there should be plenty to support the state.  Problem is, so many people living in apartments, etc out here and homeowner&#8217;s support them in tax structures.  Maybe they need to put a higher tax on apartment building owners, etc.  Or many even drop all the property taxes to a level that is manageable and increase the overall state tax by 1% that everyone will pay,  OR better yet, decrease the spending in NJ.  Some of the things they spend money on are ridiculous and unnecessary.  There are a lot of us paying more each month in property taxes than our mortgage payments even are.  No wonder so many people are losing their homes and moving OUT of NJ.  If my son wasn&#8217;t here, I wouldn&#8217;t be either.  Not that this letter makes any difference, but the people are so used to just going through their days methodically that they don&#8217;t stop to see how they are getting screwed.  LOL  And then there are some that really care and see what&#8217;s happening, but NO ONE will listen to them.  How frustrating this is.<br />
OH well, thank you for your time.</p>
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		<title>Comment on How to Lower Your Taxes in New Jersey by Rachel Baker</title>
		<link>http://blog.centralnewjerseyhomes.com/2009/08/08/how-to-lower-your-taxes-in-new-jersey/#comment-1845</link>
		<dc:creator>Rachel Baker</dc:creator>
		<pubDate>Wed, 04 Nov 2009 14:34:30 +0000</pubDate>
		<guid isPermaLink="false">http://bendall.realty-buzz.com/?p=473#comment-1845</guid>
		<description>Good Morning,

   I bought a home last year in NJ.  I moved from South Dakota so you can imagine my shock at the high property taxes in this state.  They are ludicrous.  With the interest rates so low right now, I decided to refinance into a lower rate and therefore an appraisal was done.  I gave the bank the estimated value based on the tax assessment form I received in the mail.  However when the appraisal was done, it came in much lower.  I expected this due to the economy, but if the home value dropped, then I feel the taxes should also drop????  How can they keep charging everyone the same high taxes on their homes if the value is not there?  Anyway, I have an appraisal that shows the value almost $25,000 less.  How do I get my property taxes lowered with the new appraised value? And will it be worth it?   My property address is 3839 Birch Street, Williamstown, NJ 08094.   Thank you so much for your help,
Have a nice day,    Rachel Baker</description>
		<content:encoded><![CDATA[<p>Good Morning,</p>
<p>   I bought a home last year in NJ.  I moved from South Dakota so you can imagine my shock at the high property taxes in this state.  They are ludicrous.  With the interest rates so low right now, I decided to refinance into a lower rate and therefore an appraisal was done.  I gave the bank the estimated value based on the tax assessment form I received in the mail.  However when the appraisal was done, it came in much lower.  I expected this due to the economy, but if the home value dropped, then I feel the taxes should also drop????  How can they keep charging everyone the same high taxes on their homes if the value is not there?  Anyway, I have an appraisal that shows the value almost $25,000 less.  How do I get my property taxes lowered with the new appraised value? And will it be worth it?   My property address is 3839 Birch Street, Williamstown, NJ 08094.   Thank you so much for your help,<br />
Have a nice day,    Rachel Baker</p>
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		<title>Comment on Top 5 Steps Toward Improving Your Credit Score by Precision Garage NJ</title>
		<link>http://blog.centralnewjerseyhomes.com/2009/10/15/top-5-steps-toward-improving-your-credit-score/#comment-1804</link>
		<dc:creator>Precision Garage NJ</dc:creator>
		<pubDate>Tue, 20 Oct 2009 19:42:40 +0000</pubDate>
		<guid isPermaLink="false">http://bendall.realty-buzz.com/?p=498#comment-1804</guid>
		<description>Oooh, I love these tips. I have a question. 

I&#039;ve heard that closing a credit card could also be bad for your credit, because it has something to do with completely losing the credit limit you had on the card which looks good on the credit report. 

Something like that. Do I have that right?</description>
		<content:encoded><![CDATA[<p>Oooh, I love these tips. I have a question. </p>
<p>I&#8217;ve heard that closing a credit card could also be bad for your credit, because it has something to do with completely losing the credit limit you had on the card which looks good on the credit report. </p>
<p>Something like that. Do I have that right?</p>
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		<title>Comment on 7 Ways to Qualify for a Mortgage in New Jersey by Robert Worthington</title>
		<link>http://blog.centralnewjerseyhomes.com/2009/09/25/7-ways-to-qualify-for-a-mortgage-in-new-jersey/#comment-1734</link>
		<dc:creator>Robert Worthington</dc:creator>
		<pubDate>Wed, 30 Sep 2009 14:59:24 +0000</pubDate>
		<guid isPermaLink="false">http://bendall.realty-buzz.com/?p=491#comment-1734</guid>
		<description>Hey John, great tips and advice for qualifying for a mortgage in New Jersey.  Well put together.</description>
		<content:encoded><![CDATA[<p>Hey John, great tips and advice for qualifying for a mortgage in New Jersey.  Well put together.</p>
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		<title>Comment on Craig&#8217;s list Real Estate scams, that&#8217;s why you need a Realtor!! by KonstantinMiller</title>
		<link>http://blog.centralnewjerseyhomes.com/2009/06/20/craigs-list-real-estate-scams-thats-why-you-need-a-realtor/#comment-1414</link>
		<dc:creator>KonstantinMiller</dc:creator>
		<pubDate>Mon, 06 Jul 2009 17:59:21 +0000</pubDate>
		<guid isPermaLink="false">http://bendall.realty-buzz.com/?p=447#comment-1414</guid>
		<description>Hi. I like the way you write. Will you post some more articles?</description>
		<content:encoded><![CDATA[<p>Hi. I like the way you write. Will you post some more articles?</p>
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